Medicare & retirement planning, made simple.
Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.
Medicare & retirement planning, made simple.
Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.
Your plain-language planning guide
Written by ZCare founder Yaz Furukawa — a step-by-step walkthrough of Medicare choices, Social Security timing, and the questions everyone wishes they'd asked before enrolling.
Turning 65 checklist and enrollment timeline
Advantage vs. Supplement, in plain English
Part D and the IRMAA surcharge, demystified
Social Security timing scenarios for couples
Retirement healthcare cost worksheet
What Our Clients Say
By far the best service and health insurance products I have ever experienced. I couldn’t possibly recommend ZCARE any higher. They will treat you the way you have always wanted to be treated. They are The Best!
Tom F
Great company who’s been around OVER 10 years! They are very friendly, patient, and knowledgeable. Yasushi has helped me and several family members with medical insurance, dental insurance, and life insurance. Give them a call for all of your needs!
Stephen W
The professional manner in which Mr. Furukawa handles the needs of his clients is commendable. He is caring to ensure each person received what his customers need and want.
Dan A
Featured Events

Community Health Fair
Saturday, August 22, 2026
10:00 AM – 2:00 PM
Venue: Chestnut Grove Community Center
177 Chestnut Grove Rd, Statesville, NC 28625

Save the Post Day Party
Saturday, August 29, 2026
1:00 PM – 5:00 PM
Venue: The Essence on Broad
230 W. Broad Street, Statesville, NC 28677
