Terms of Service
Effective Date: May 2025
Welcome to the ZCARE website. By accessing or using this site, you agree to the terms outlined below. If you do not agree with these terms, please do not use the site.
1. Website Purpose
Our website is designed to provide general information about Medicare insurance plans and related services. We aim to help consumers understand their options, compare coverage, and connect with licensed agents for guidance.
The content on this site is for educational and informational purposes only and does not constitute legal, medical, or financial advice.
2. Who We Are
ZCARE is a licensed insurance agency offering Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D plans through various carriers. Our services are free to consumers. When you speak with one of our licensed agents, you’re under no obligation to enroll.
3. Not a Government Site
We are not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or any federal Medicare program. Medicare is a federal program; we are a private entity licensed to help you understand and enroll in Medicare-related plans.
4. Accuracy of Information
We make every effort to keep the information on our website up to date. However, insurance plans, benefits, and eligibility requirements change frequently.
We cannot guarantee that all details will be current or error-free. You should verify plan details directly with the insurance provider or a licensed agent before making any enrollment decisions.
5. Use of Our Content
All text, graphics, and other materials on this website are the property of ZCARE unless otherwise noted. You may not reuse, republish, or copy this content without written permission.
6. Privacy and Data Use
Your privacy is important to us. If you fill out a form, schedule a consultation, or otherwise share information on this site, we may collect your contact details to provide you with quotes or connect you with a licensed insurance agent.
For more information, please refer to our Private Policy.
7. Links to Third Parties
This site may contain links to external websites or services we do not control. We are not responsible for the content, privacy policies, or practices of any third-party site.
8. No Guarantee of Coverage
Use of this site does not guarantee that you will be eligible for a Medicare plan or approved for coverage. Final eligibility and plan enrollment are subject to plan provider rules and CMS guidelines.
9. Changes to These Terms
We may update or revise these Terms of Service at any time. The date at the top of the page will reflect the most recent revision. Continued use of this site after changes means you accept the updated terms.
10. Contact Us
If you have questions about these terms or how we operate, feel free to reach out:
ZCARE, LLC.
Phone: (704) 818-7996
Email: info@zcare.com